Payment & Data Processing Disclosure

Version 1.0

Version 4.0 · Effective 29 September 2026

This page explains what happens to your payment information when you join the Merry Jammies VIP Club: what we collect, where the card number actually goes, who else sees what, how long we keep it, and how to change or remove it.

1. What we collect when you join

Your name, email address and billing address
Your shipping address
Your card brand, the last four digits, and the expiry month and year
The date and time you joined, and the device and browser used
A record of the exact terms displayed on your screen, and the fact that you ticked the consent box

The last item is there for your protection as much as ours. If there is ever a question about what you agreed to, we can show you the precise wording that was in front of you.

2. Where your card number goes — and where it does not

We never receive, see, or store your full card number.

When you enter your card it goes directly to our payment processor, which is certified to PCI-DSS Level 1. The processor holds the card in its secure vault and returns a token to us: a meaningless reference string that lets us say "charge the card on file for this customer" without ever handling the number itself.

What we hold is that token, plus your card brand, the last four digits and the expiry month. It cannot be used to make a purchase anywhere else and it cannot be turned back into your card number.

We never store your security code. Nobody is permitted to.

3. What we use it for

We use your stored payment method for one purpose: to charge the $29.99 membership fee you authorized, every 28 days, and any purchase you actively choose to make.

We will not charge your card for anything else. We will not charge a different amount without at least 30 days' notice and your agreement, as set out in the VIP Club Membership Terms.

4. Your recurring billing authorization

By joining the VIP Club you authorize AIO Ventures, LLC and its payment processor to charge your selected payment method as follows:

Term	What you are authorizing
Charged at checkout	$29.99, plus applicable tax
Introductory period	None. There is no free trial
Recurring charge	$29.99 every 28 days thereafter
Duration	Until you cancel. There is no end date
Statement descriptor	MERRYJAMMIES.SHOP
Advance notice	A reminder three days before every renewal
How to revoke	Cancel online with one form at merryjammies.shop/pages/membership-cancellation, or call (470) 552-6061 at any hour. Cancellation takes effect immediately and no further charge is made
Notice of change	At least 30 days' email notice before any change in amount, and no increase applied without your agreement

You confirm that you are the authorized holder of the payment method and that the billing information you gave us is accurate.

5. Who else sees your payment information

Who	What they receive	Why
Our payment processor	Full card details	To process the payment. They hold the card; we do not
Shopify	Order and customer records	Our store platform
Our subscription application	The payment token, billing schedule and subscription status	To operate the recurring billing
Our email platform	Name, email, order history, membership status, card brand and last four — never the card number and never the token	To send your billing reminders and receipts
Our support system	Your support conversations and the same reference details	To answer your messages

We do not sell your payment information. We do not share it with advertisers.

6. How long we keep it

Your payment token — while your membership is active. On cancellation we instruct the processor to delete the stored card within 30 days, unless you ask us to keep it so you can spend your VIP Credit later.
Card brand, last four and expiry — retained with your order history for seven years for tax, accounting and dispute purposes.
Your consent record — at least three years, or one year after your membership ends, whichever is longer.
Transaction records — as required by tax and accounting law.

7. Changing or removing your card

Add, change or remove a payment method any time from your account page, or by calling (470) 552-6061.

Removing a card is not the same as cancelling. If you delete a saved card from a digital wallet such as Shop Pay, your membership does not automatically end — the system will attempt the charge, fail, retry, and cancel only after ten days. If you want the charges to stop, cancel the membership. One form, immediate.

8. Security

Card data is held by a PCI-DSS Level 1 certified processor, never by us
All payment pages are served over TLS
Access to customer records is restricted to team members who need it, and logged
We never send card details by email, and we will never ask you for your full card number or security code by email, phone or text. If someone claiming to be us asks for that, it is not us — report it to contact@merryjammies.com

No system is perfectly secure. If a breach affects your information we will notify you as required by the law of your state.

9. Your rights

Everyone. You may ask what payment-related information we hold about you, ask us to correct it, or ask us to delete your stored card. Email contact@merryjammies.com or call (470) 552-6061.

California residents (CCPA/CPRA). You have the right to know what personal information we collect and why, to request deletion, to request correction, to opt out of sale or sharing — we do not sell or share your personal information — and not to be discriminated against for exercising these rights.

If you are in the EU or UK. Where GDPR applies, our lawful basis for processing your payment information is performance of our contract with you (Article 6(1)(b)).